No-Fault Insurance Claims

In Minnesota vehicle owners are required to carry "no-fault" insurance. This insurance provides valuable coverage including medical expense and wage loss benefit. No-fault coverage can extend to passengers of insured vehicles.

The medical expense coverage allows you to see the doctor of your choice and provides coverage for a wide variety of different types of medical services - physical therapy, chiropractic, prescription costs, primary care physicians, etc. Transportation expenses are also covered. The insurance company will have the right to review the medical records and billing prior to payment.

Wage loss benefits can also be available if there is an inability to work as a result of injuries suffered in a car accident. The insurance company will want to verify that the injured person has been placed on work limitations and that the person has been missing work.

No-fault insurance claims can be complicated. An experienced attorney can help.